Deciding what to do with your pension savings will be one of the most important financial decisions you will have to make. After you retire, the pension benefits you will receive for the rest of your life are determined by those decisions. One of your options may be to buy an annuity. An annuity is ‘your pension’ – which pays you a retirement income for the rest of your life. It is the only product that ensures you receive a secure income - for life.


With an Enhanced Annuity, we assess your health and give you a quote based on your individual health circumstances. Unlike with traditional insurance applications where medical conditions may go against you, with an Enhanced Annuity if you have an underlying medical condition (or some lifestyle factor such as smoking) we will be able to offer you a better deal. Up to 60%* of retirees may qualify for an enhanced annuity and we recommend that all retirees ask their Financial Advisor whether they may be eligible for this product.

Irish Life Enhanced Annuities cover a full range of health issues from lifestyle factors to serious medical conditions, giving great potential for you to get the most from your retirement options.

For further information, download our flyer or talk to your financial adviser today to find out more about Enhanced Annuities.

*source Reinsurance Group of America, based on UK annuity market statistics